Profitability of any portfolio can swing significantly with minute changes in risk levels as few bad accounts wipe off the profitability of large number of good accounts. For most businesses, it’s only a small segment of customers which contributes to a large part of credit losses.
In today’s competitive market it is imperative to take an optimal level of revenue-risk trade off from policy standpoint and avoid extra risk averse approach to ensure a profitable business.
aanaliticsIQ uses advanced decision science tools aligned with your business rules to build strategies and scorecards that match your growth and risk appetite.
IQScoring Solutions:
We develop predictive credit scorecards across the stages of a customer product life cycle to help you profitably manage your risk. These scorecards play a critical role in managing the risk levels of a portfolio by assessing the creditworthiness of a customer.
Few important scorecards that we can help you build, implement and optimize for ensuring profitable risk level for your business are:
- Acquisition Score
- Behavior Score
- Collection Score
- Fraud Score
- Balance Scorecard
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- Predict Market Risks And Reduce Long Term
Losses Through Proactive Strategies
- Improve Accuracy And Speed Of Information
Flow Upto 50%
- Calculate Economic Loss For Portfolio In
Robust Manner
- Reduce Your Losses Upto 18% By Reducing
Exposure On High Risk Customers Proactively
- Provide For Losses Accurately
- Reduce Fraud Losses Upto 25%
- Improve Collection Upto 25%
Strategic Risk Areas
We provide strategic consulting for key risk areas as:
- Line Management
- Authorization Strategies
- Up sell programs for existing customers
- Loss Forecasting
- Risk based Pricing
- Product/Portfolio Repricing
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